Personal Loan
Personal Loan EMI Calculator
Get Personal Loan Online Up to ₹35 Lakh+
Apply for a personal loan online and get instant approval with minimal documentation. Our quick and easy process ensures you get the funds you need when you need them.
Personal Loan Interest Rates & Charges
| Type of Charges | Amount |
|---|---|
| Processing Fees | 2-6% of loan amount |
| Interest Rate | 10.99% - 24% p.a. |
| Late Payment Charges | ₹500 per month |
| Foreclosure Charges | 2-4% of outstanding amount |
| Prepayment Charges | 2-4% of principal amount |
| Bounce Charges | ₹500 per bounce |
Instant Personal Loan Eligibility Criteria
Check if you meet our simple eligibility criteria to get instant approval for your personal loan.
Age
21-65 years
Employment Type
Salaried/Self-employed
Minimum Net Monthly Income
₹15,000
Documents Required for Personal Loan
KYC Documents
- PAN Card
- Aadhar Card
- Voter ID/Driving License
Income Proof
- Salary Slips (Last 3 months)
- Form 16
- Bank Statements (Last 6 months)
Employment Proof
- Employment Certificate
- Offer Letter
- ID Card
How to Apply for an Instant Personal Loan In Just 6 Steps
Features and Benefits of Regal FinCorp Personal Loan
No Collateral Required
Get unsecured personal loans without pledging any assets
Quick Disbursal
Receive funds within 24-48 hours of approval
Minimal Documentation
Simple application process with minimal paperwork
Flexible Repayment
Choose repayment tenure that suits your financial situation
Personal Loan Repayment Options
Flexible EMI
Choose EMI amount and tenure as per your convenience
Prepayment Options
Make partial or full prepayments without heavy charges
Auto Debit
Set up auto-debit for hassle-free EMI payments
Types of Personal Loan
Choose from various types of personal loans designed to meet your specific financial needs.
Plan Your Dream Vacation
Travel loan for your perfect holiday
Get a personal loan for your marriage
Wedding loan to make your special day memorable
Home Renovation
Personal loan for home improvement and renovation
Personal Loans for Different Budgets
What our customers say about us
"Quick approval and excellent service. Got my loan within 2 days!"
"Very smooth process. The customer support was very helpful."
"Best interest rates in the market. Highly recommended!"
FAQs on Personal Loan
Frequently Asked Questions
Ready to Apply for a Personal Loan?
Get instant approval with competitive interest rates and flexible repayment options